Morgan & Spencer · 2026
We already have the towels. What we really need is housing, healthcare, childcare, household help and the other little necessities of married life.
Browse the essentialsEstimated total · updates with your selections
$3,719,952The essentials
Choose the kids, years, medical recurrences—and exactly how little you’d like to help.
Housing
997 Ilima Way · Palo Alto, CA
An active four-bedroom listing priced $337,100 below its Zillow Zestimate. At last, a bargain.
$100 buys 0.0030% of the house. Morgan & Spencer remain 100.0% short of having an address.
Source: Active Zillow listing checked July 18, 2026 · Zestimate $3,627,100
Healthcare
The Spencer Shulem Geological Forecast
History suggests Spencer will continue producing artisanal stones. Choose how many future episodes you would like to cover at $5,000 apiece.
Spencer is likely to keep making them. The registry plans $5,000–$10,000 per episode; every $5,000 selection funds the next stone in line.
1 future stone covered in full. Spencer’s kidneys retain complete creative control.
Source: JAMA Network Open reports mean renal-colic ER charges of $3,500–$5,900 by region and payer; procedures may add more
Education
Stanford University · 2026–27
Start with year one for the first kid, then confidently add all four years for up to two children.
0.10% of the selected college years. This may cover the emotionally important corner of one textbook.
Source: Stanford’s published undergraduate student budget
Healthcare
AHRQ pediatric inpatient data
One pediatric hospital stay to begin with. Additional stays can be added because children enjoy recurring revenue.
0.26% of the hospital bill. The remaining 99.7% builds character.
Source: AHRQ Healthcare Cost and Utilization Project
Family planning
UCSF Center for Reproductive Health
The midpoint of UCSF’s estimated Bay Area cash-pay range—now available for as many rounds as you apparently think we’ll need.
One round. A tasteful amount of concern about our reproductive efficiency.
Source: UCSF estimated cash-pay range · actual treatment varies
Childcare
Santa Clara County · Infant center care
The county median for one infant in full-time licensed center care. Tiny cubbies, full-size tuition.
0.36% funded by you. Only 99.6% of this entirely ordinary expense remains.
Source: KidsData · California Child Care Resource and Referral Network
Childcare
San Francisco · 40 hours a week
One year at Care.com’s current average starting rate. Payroll taxes and the extra ten hours are still backstage.
0.16% funded by you. Only 99.8% of this entirely ordinary expense remains.
Source: Care.com San Francisco average · $1,220 per 40-hour week
Childcare
Oshman Family JCC · Palo Alto
Ten monthly tuition payments for the 2026–27 full-day toddler program. Extended care extends the total.
0.28% funded by you. Only 99.7% of this entirely ordinary expense remains.
Source: OFJCC Leslie Family Preschool published tuition schedule
Childcare
OFJCC Preschool Camp · Palo Alto
Two full-day summer sessions, because school being closed does not necessarily mean work is closed.
1.6% funded by you. Only 98.4% of this entirely ordinary expense remains.
Source: OFJCC 2026 full-day preschool camp pricing
Childcare
San Francisco babysitter · Five hours each
Every other Saturday at the current local average rate. Dinner, parking and remembering what you talked about are separate.
2.7% funded by you. Only 97.3% of this entirely ordinary expense remains.
Source: Care.com San Francisco average · $28.88 per hour
Household
San Francisco · Four hours per visit
Twenty-six visits at the local average hourly rate, preserving both the floors and the relationship.
3.4% funded by you. Only 96.6% of this entirely ordinary expense remains.
Source: Care.com San Francisco average · $28.00 per hour
Household
USDA Liberal Food Plan · Family of four
Twelve months at the upper end of the USDA’s national food-at-home plans. Bay Area optimism applied generously.
0.50% funded by you. Only 99.5% of this entirely ordinary expense remains.
Source: USDA Food Plans · May 2026 monthly cost report
Healthcare
Employer-sponsored coverage · Annual premium
The 2025 average premium for family coverage. This purchases insurance, not necessarily healthcare.
0.37% funded by you. Only 99.6% of this entirely ordinary expense remains.
Source: KFF 2025 Employer Health Benefits Survey
Housing
997 Ilima Way · Palo Alto, CA
The home’s 2025 property-tax bill. An annual subscription to the place you already bought.
0.27% funded by you. Only 99.7% of this entirely ordinary expense remains.
Source: Zillow property tax history for the registry house
Transport
2026 Toyota Sienna LE
The base MSRP for a hybrid minivan with three rows, sliding doors and room for everyone’s emotional support water bottle.
0.24% funded by you. Only 99.8% of this entirely ordinary expense remains.
Source: Toyota 2026 Sienna published base MSRP
A note from Morgan & Spencer
Our real registry, with actual gifts on it: Morgan & Spencer on Zola
Each amount links to a public listing, university budget, clinic, service marketplace, manufacturer price or government research source. Costs can change, estimates are not quotes, and we are not affiliated with any institution named here.
The house uses the active $3.29 million asking price for 997 Ilima Way; Zillow’s $3.6271 million Zestimate makes it an estimated $337,100 “bargain.” The IVF item uses the midpoint of UCSF’s current range. All sources were checked on July 18, 2026.
